Financing

[NurseGina]

I am saving money for my surgery and travel expenses since I have until 9/15 for my final payment before surgery. Does OCC have any financing available?

Wondering if anyone has any financial words of wisdom on how they financed their surgery etc...

Thank you!

[Lindsay]

I paid cash.

I didn't want the debt.

[jhawkchick75]

I know they do have companies that they will give you info on but I didn't use them because the interest rate was off the charts. I was fortunate to be able to take a loaner from my dad. You might also look into loans through your bank that are at a lower rate.

Good luck and congrats on your decision!!!

[ripcityrenegade]

Hi Gina , First congrats on your decision, second I don't know if you own your own home,but I got a home equity loan for my surgery and fills. I pay 4% interest on it for three years. I hope this helps. TC RCR

[NurseGina]

I will check out the financing OCC works with. Having a little trouble getting email response. I will try the telephone. Emails and texting were invented for me...JK.

Thanks!

[becca2]

I used an on-line financing company that the OCC recommended. It took about a week or so to hear back from them, so don't worry. No problems with it - percentage rate varies depending on your credit, but I got a fair rate. Good luck!

[Mary2010]

I used an on-line financing company that the OCC recommended. It took about a week or so to hear back from them, so don't worry. No problems with it - percentage rate varies depending on your credit, but I got a fair rate. Good luck!

What online financing company did OCC suggest?

Thanks.

[ErinRed]

I did get approved for a medical loan through one of those companies. But the dang interest was over 20%. I have pretty good credit and could not stomach the interest rate so I told them they could keep thier money thank you very much.

That next week I actually got an offer from one of my credit cards for 0% for 12 months with a 2% fee, so I jumped on that. I hate having a balance on my cards but figure I will go ahead and take the year to pay it off since I already paid the fee.

Call your credit card companies and see what they can do for you.

[B2010]

I waited for tax returns to come in and saved for the rest. Things were tight for a few months after surgery but the amount of money I've saved on food is astounding.

[shmee]

refinanced my house.

[ValleyGirl]

I got a second job and saved for three years beacuse my husband didn't think we should spend "family money" on this. It caused a big divide between us and I still haven't forgiven him 100% but, at the same time, if the money was just "handed to me" and I didn't have to work so hard for it, I don't think I would have taken the surgery so seriously or been so successful.

Sabrina:)